The content of this website has not been approved by an authorised person within the meaning of the Financial Services and Markets Act 2000. Reliance on this promotion for the purpose of engaging in investment activity may expose an individual to a significant risk of losing all of the property or assets invested.
Invest directly in our fixed-term property bonds without an ISA or pension wrapper. Enjoy flexibility, attractive returns, and full control over your investment.
Start Investing TodayDirect investment allows you to invest in Smart Legals fixed-term property bonds without using an ISA or pension wrapper. This gives you complete flexibility to choose the bond term and interest payment structure that best suits your financial goals.
With a minimum investment of just £1,000, direct investment is accessible to a wide range of investors looking for fixed-rate returns backed by UK property assets.
Unlike ISA or pension investments, there are no annual contribution limits with direct investment, meaning you can invest as much as you wish, subject to the terms of the specific bond offering.
£1,000 minimum per bond investment
Fixed rates of up to 10.00% per annum
Choose from 2-year or 4-year fixed terms
No annual caps, unlike ISA or pension investments
With direct investment, you have the flexibility to choose between receiving interest on maturity or as quarterly income payments.
Maximise your returns by receiving all accumulated interest as a lump sum at the end of the bond term. This option offers the highest rate of return.
Per annum, gross
Receive regular income with interest paid directly to your bank account every quarter. Ideal for investors seeking a steady cash flow.
Per annum, gross
Getting started with a direct investment is straightforward. Follow these simple steps to begin earning fixed-rate returns.
Browse our current bond offerings and select the term and rate that suits you.
Create your account and complete identity verification as required by regulations.
Transfer your chosen investment amount via bank transfer. Minimum £1,000.
Your investment is secured against UK property assets and earns fixed-rate returns.
Discover why direct investment through Smart Legals is a compelling option for building your portfolio.
No complex paperwork or lengthy application processes. Get started in minutes with our streamlined online platform.
All investments are secured by a legal charge over UK property assets, providing an additional layer of protection.
Know exactly what you will earn from day one. Fixed interest rates mean no surprises and predictable income.
Choose your bond term, interest payment frequency, and investment amount to match your personal financial strategy.
An independent, regulated security trustee holds the legal charge on behalf of all investors for added peace of mind.
Access detailed information about every bond offering, including the underlying property assets and borrower details.
Start building your portfolio with Smart Legals fixed-term property bonds. With a minimum investment of just £1,000, you can begin earning attractive fixed-rate returns today.