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About Smart Legals

Making property investing accessible, transparent, and secure for everyone.

Who We Are

Smart Legals is a property investment platform based in County Durham, connecting everyday investors with carefully selected, property-backed bond opportunities. We believe that property investing should not be reserved for the wealthy few -- it should be accessible to everyone.

Our team brings together expertise in property, finance, and legal compliance to offer fixed-term bonds that provide attractive returns while maintaining robust investor protections. Every investment is secured by a legal charge on UK property assets, and an independent, regulated security trustee oversees the security on behalf of all bondholders.

Whether you are an experienced investor or just starting out, Smart Legals provides a straightforward way to earn fixed returns backed by tangible property assets.

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Property-Backed

Every bond is secured by UK property assets

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Our Mission

Our mission is to make property investing accessible to all. We aim to bridge the gap between investors seeking reliable, fixed-income returns and quality property-backed opportunities -- removing the complexity, high entry costs, and hassle of direct property ownership. Through transparency, strong legal protections, and a commitment to simplicity, we empower our clients to grow their wealth with confidence.

Our Values

The principles that guide everything we do at Smart Legals.

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Transparency

We provide clear, honest information about every investment, including the risks involved. No hidden fees, no jargon -- just straightforward communication you can trust.

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Security

Your investment is protected by a legal charge on property assets, overseen by an independent, regulated security trustee. We take the safeguarding of your capital seriously.

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Simplicity

We have designed our platform to be easy to understand and use. From selecting a bond to tracking your returns, everything is built with the investor experience in mind.

How Smart Legals Works

We connect investors with property-backed opportunities through a simple, secure process.

1

Select a Bond

Choose from our range of property-backed fixed-term bonds with competitive interest rates.

2

Invest Your Capital

Decide how much to invest (minimum £1,000) and choose your preferred interest payment method.

3

Security in Place

A regulated security trustee holds a legal charge on property assets to protect your investment.

4

Earn Returns

Receive your fixed interest payments quarterly or at maturity, plus your original capital returned at term end.

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Regulated Security Trustee

Smart Legals offers clients full legal security through a regulated security trustee. This independent entity holds legal charges on property assets on behalf of all bondholders, ensuring your investment is protected throughout the bond term.

In the unlikely event of a borrower default, the security trustee has the authority to enforce the legal charge, which may include the sale of the secured property to recover funds owed to investors. This additional layer of protection demonstrates our commitment to safeguarding your capital.

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Active Bond Series

10%

Top Interest Rate

100%

Property Backed

£1k

Minimum Investment

Ready to Start Investing?

Join Smart Legals today and start earning fixed returns backed by UK property assets.