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Bond Book

A comprehensive overview of all current and past Smart Legals bond series, their terms, interest rates, and availability.

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Download the Full Bond Book

Get the complete PDF with all bond details, legal information, and investment terms.

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Current Bond Series

These bonds are currently open for investment.

Bond Series Term Maturity Rate Quarterly Rate Status Term Remaining Min. Investment
Series Thirteen
4-Year Fixed Term
4 Years 10.00% 7.75% Open 39 Months £1,000
Series Fourteen
2-Year Fixed Term
2 Years 8.00% 5.75% Open 15 Months £1,000

Past Bond Series

These bond series are now closed to new investors. Listed for reference and transparency.

Bond Series Term Maturity Rate Quarterly Rate Status Term Remaining Min. Investment
Series Twelve
3-Year Fixed Term
3 Years 9.50% 7.25% Closed 18 Months £1,000
Series Eleven
3-Year Fixed Term
3 Years 9.00% 7.00% Closed 12 Months £1,000
Series Ten
2-Year Fixed Term
2 Years 8.50% 6.50% Closed 6 Months £1,000
Series Nine
4-Year Fixed Term
4 Years 10.00% 7.75% Closed Matured £1,000
Series Eight
3-Year Fixed Term
3 Years 9.00% 6.75% Closed Matured £1,000
Series Seven
2-Year Fixed Term
2 Years 8.00% 6.00% Closed Matured £1,000
Series Six
3-Year Fixed Term
3 Years 8.50% 6.50% Closed Matured £1,000
Series Five
2-Year Fixed Term
2 Years 7.50% 5.50% Closed Matured £1,000
Series Four
3-Year Fixed Term
3 Years 8.00% 6.00% Closed Matured £1,000
Series Three
2-Year Fixed Term
2 Years 7.50% 5.50% Closed Matured £1,000
Series Two
2-Year Fixed Term
2 Years 7.00% 5.25% Closed Matured £1,000
Series One
2-Year Fixed Term
2 Years 6.50% 5.00% Closed Matured £1,000

Understanding Our Bond Book

Key information about how to read and interpret the bond book data.

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Maturity Rate

The annual interest rate applied when you choose to receive all interest at the end of the bond term. This is the higher of the two rates offered.

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Quarterly Rate

The annual interest rate applied when you opt to receive interest payments every quarter. Slightly lower than maturity rate to account for regular distributions.

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Term Remaining

The approximate time left until the bond matures and your capital plus any remaining interest is returned to you. “Matured” means the bond has completed its term.

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Open Status

Bonds marked as “Open” are currently accepting new investments. You can invest in these bonds through your dashboard or by contacting our team.

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Closed Status

Bonds marked as “Closed” are no longer accepting new investors. Existing bondholders continue to earn their agreed interest until maturity.

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Security

All bonds, whether open or closed, are secured by a legal charge over UK property assets managed by an independent security trustee.

Ready to Invest?

Browse our current bond offerings and start your investment journey with Smart Legals today.