The content of this website has not been approved by an authorised person within the meaning of the Financial Services and Markets Act 2000. Reliance on this promotion for the purpose of engaging in investment activity may expose an individual to a significant risk of losing all of the property or assets invested.

Our Bond Types

Explore our range of property-backed fixed-term bonds offering attractive, fixed returns with the security of UK property assets.

What Are Fixed-Term Bonds?

Fixed-term bonds are a type of investment where you lend your capital for a set period of time at a pre-agreed interest rate. At Smart Legals, our bonds are backed by UK property assets, providing an additional layer of security for your investment.

When you invest in a Smart Legals bond, your capital is deployed into carefully selected property projects across the UK. The returns are generated from the profits of these property developments, and your investment is protected by a legal charge over real property assets.

You choose the bond term and interest payment method that suits your needs — whether you prefer to receive interest quarterly for regular income, or at maturity for maximum compounded returns.

How Our Bonds Work

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Choose Your Bond

Select from our current bond offerings based on your preferred term length and interest rate.

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Invest Your Capital

Invest from as little as £1,000. Your capital is deployed into property-backed projects.

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Earn Fixed Returns

Receive your agreed interest rate either quarterly or on maturity of the bond term.

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Capital Returned

At the end of the term, your original capital is returned in full along with any remaining interest.

Current Bond Offerings

Choose from our range of fixed-term bonds, each backed by UK property assets and offering attractive returns.

Series Thirteen

4-Year Fixed Term

Popular

10.00%

Interest on Maturity

7.75%

Quarterly Interest

  • check_circle Minimum investment: £1,000
  • check_circle IFISA eligible
  • check_circle Secured by UK property assets
  • schedule Term remaining: 39 Months
INVEST NOW

Series Fourteen

2-Year Fixed Term

New

8.00%

Interest on Maturity

5.75%

Quarterly Interest

  • check_circle Minimum investment: £1,000
  • check_circle IFISA eligible
  • check_circle Secured by UK property assets
  • schedule Term remaining: 15 Months
INVEST NOW

Capital is at risk and returns are not guaranteed. Past performance is not a reliable indicator of future results. These investments are not covered by the FSCS.

Security Features

Every Smart Legals bond comes with comprehensive security measures to protect your investment.

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Legal Charge

All bonds are secured by a legal charge over UK property assets held by an independent security trustee.

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Security Trustee

An independent, regulated security trustee holds the charge on behalf of all bondholders for added protection.

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Property Backed

Investments are backed by tangible UK property assets, providing real asset security for your capital.

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Bond Documentation

Full legal documentation including Information Memorandum provided before you invest, ensuring complete transparency.

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Fixed Returns

Your interest rate is fixed at the time of investment, so you know exactly what to expect over the bond term.

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IFISA Eligible

Our bonds can be held within an Innovative Finance ISA, allowing you to earn tax-free returns on your investment.

Ready to Start Investing?

Join hundreds of investors already earning attractive fixed returns with Smart Legals property-backed bonds.